Personal Finance Advice for You includes twenty-four topics covering a range of areas. “It is important to learn as much as possible about managing your personal finances in these economic times,” the author states in the introduction. Some of the areas covered are credit card traps, keeping track of paying your bills, dealing with your checkbook, the price of gas, identity theft, catching up on retirement planning, what to do if you get a layoff notice from your job, checking your credit report and speaking up About financial matters if you are planning to get married. These are just a few of the topics. There is much more.
The first topic covered is Don’t Get Into the Credit Card Trap, Stop Yourself Before It Happens. This is a very important chapter for everyone to read because it is very easy for this to happen in difficult economic times. The author offers several excellent tips to help anyone with this problem. Obviously, it is very important to pay off credit card debt.
Another important topic covered is how can I continue to pay my bills on time. The author gives the reader some advice on creating a budget and keeping track of your income and expenses.
How to survive the high cost of gas? We all know, not so long ago, the price of gas kept going up. The author gives us many tips on how to save money by doing some simple things like consolidating flights just to name one of the pointers. There are many tips mentioned that I haven’t thought of myself.
How do you build your credit if you’re young and just starting a job? Nocita Carter tells you exactly how to do it.
Do you think you can save any money just by saving change? This is one of the tips given by the author. I can personally vouch for this because every day when I buy an item I take my change and add it to an old coffee tin. After a few months, it is completely filled. I am always surprised at how much money I have saved on my loose formulas.
I could go on with each chapter because there are many good points in this book but I think you get the message and will benefit more from your personal finance tips if you buy and read it yourself.
There are many aspects of this book that I really liked. It is written in easy to understand language. It’s not like some other books on finance that require you to have a dictionary at your side as you read. The book is very organized. Each chapter begins with an introduction to explain the topic. Once this is done, the author lists several tips to help the reader accomplish these tasks. Nocita Carter wrote this book in such a way that the reader feels like a personal financial expert next to him. Personal Finance Advice for You Recommended for any age. It will be a valuable tool for young people starting their first business. On the other hand, one is never too old to find something they did not know in this book. After reading this book, I learned some tips to help me with my finances. You will find this an excellent resource guide to keep by your side at all times.