5 Personal Finance Apps For Your Smartphone
Remember that foggy area you used to be in when you wanted total control of your money? When did you want to be more responsible in saving and spending to plan the present and the future? Gone are those blurry days and the days of financial apps on your smartphones which provide more clarity with ease of use are here. We are discussing the top 5 financial apps that will prove beneficial to you.
- Mint.com Personal Finance
This app is one of the best personal finance apps. It syncs with your banking transactions and categorizes them automatically. It creates a customized budget based on your previous spending. It tracks your spending and constantly reminds you of your budget. You can create a separate small budget for entertainment, gas, and eating out—things you’ll want to keep an eye on. The app sends you reminders, alerts, and color codes categories so you know when you’ve reached the danger zone. It also provides advice on stocks and investing.
Platform: iOS, Android
Complimentary
2. Moneywise
This app is very easy to use. It is a budget and expense tracking app. MoneyWise enables you to set your financial goals. It monitors cash flow, categorizes your expenses and with the help of colorful charts and graphs, it lets you know the status of your expense categories. You can export data from this application as HTML or CSV files.
Platform: Android
Complimentary
3. Track spending
This app, as the name suggests, tracks your expenses. This will help you decipher where exactly your money goes each month. You will be able to organize your expenses on a daily, weekly or monthly basis. It can be customized to suit your needs. The easy-to-read fonts and graphs make it a fun little tracker.
Platform: iOS
Complimentary
4. Expenses Manager
This app enables you to track your expenses across categories on a weekly, monthly or yearly basis. You can search for individual transactions, set up payment alerts, import and export data from your phone to your desktop, and take pictures of receipts while in storage. It has currency calculator, tax calculator etc. It’s a neat little useful app.
Platform: Android
Complimentary
5. You need a budget (YNAB)
This app is for the whole family. Synchronizes with YNAB desktop software (required). It can budget across multiple accounts, analyze and instantly show the entire household’s transactions. A free version is also available.
Platform: iOS, Android
Price: $4.99
